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M&A SCIENCE — Terms of Use

Effective Date: December 24, 2025

These Terms of Use ("Terms") govern your access to and use of the websites, applications, learning management system, courses, community offerings, enterprise workspace features, AI enabled research tools, and related services provided by M&A Science, Inc., an Illinois corporation ("M&A Science," "we," "us," or "our").

By accessing or using our Services, you agree to these Terms.

1. Overview of the Services

M&A Science offers:

1.1 Individual Memberships

Includes access to:

  • Courses, workshops, and learning paths hosted on the Sana LMS;
  • The Intelligence Hub (AI-enabled research and knowledge discovery);
  • Members only events;
  • Email communications related to learning, events, and product updates.

1.2 Enterprise Memberships

Enterprise customers may:

  • Assign and manage seats;
  • Upload internal documents, templates, SOPs, frameworks, and knowledge artifacts;
  • Maintain a private company workspace for collaboration;
  • Enable internal users to annotate, comment, and share knowledge.

1.3 Public Content

Visitors may access public website content, podcasts, and newsletters.

We may update, modify, or discontinue any feature at any time.

2. Eligibility & Accounts

2.1 Eligibility

You must be at least 18 years old and capable of forming a binding contract.

2.2 Account Accuracy

You must provide accurate registration information and keep it current.

2.3 Account Security

You are responsible for maintaining the confidentiality of your login credentials and all activity under your account. Notify us immediately of any unauthorized use.

2.4 Enterprise Administrators

Enterprise admins may add/remove seats and manage workspace content on behalf of their organization.

Certifications

M&A Science may offer digital certifications, badges, or other acknowledgments of completion for certain courses, learning paths, or assessments made available through the Services ("Certifications"). Certifications are issued at M&A Science's sole discretion and may require successful completion of defined activities, assessments, projects, or other criteria as specified within the applicable course. Unless otherwise stated at the time of enrollment:

(a) You will have at least one (1) year from the date of purchase or enrollment in a Certification-eligible course to complete the requirements necessary to earn a Certification, unless a different timeline is identified for that program;

(b) Certifications may require the submission of written responses, projects, quizzes, or other evaluative materials. M&A Science may use a combination of human review, automated grading tools, and AI-enabled evaluation systems to assess whether requirements have been satisfied. While M&A Science will make reasonable efforts to provide fair and accurate evaluations, you acknowledge that grading outcomes may not reflect subjective human judgments and agree to accept the results as final, except where M&A Science expressly permits resubmission;

(c) Certifications are personal to the participant who completed the requirements and may not be transferred, assigned, or sold. Posting Certifications on professional networks (e.g., LinkedIn) is permitted, provided they are presented accurately and not misleadingly;

(d) Certifications do not constitute academic credit, continuing education units, professional licensure, or accreditation of any kind. M&A Science does not guarantee that any third party—including employers, institutions, or regulatory bodies—will recognize a Certification for any purpose; and

(e) M&A Science reserves the right to modify Certification requirements, discontinue Certifications, or introduce new Certification programs at any time.

3. Fees, Billing & Refunds

3.1 Membership Fees

Fees are billed as stated at the time of purchase (annual subscriptions for individuals and enterprise customers). You authorize us to charge your provided payment method.

3.2 Automatic Renewal

Memberships renew automatically unless canceled before renewal.

3.3 Refund Policy

Except as required by law, M&A Science does not offer refunds.

If M&A Science materially breaches these Terms and does not cure the breach within a reasonable period after written notice, we will provide a pro rata refund of prepaid fees covering the period after the effective date of termination.

No other refunds are offered.

4. Acceptable Use

You agree not to:

  • Upload or share illegal, infringing, harmful, or abusive content;
  • Upload confidential third-party materials without authorization;
  • Misuse AI outputs as legal, financial, investment, or transaction advice;
  • Attempt to scrape, harvest, or extract content or data;
  • Use any portion of the Services (including course content) to train, fine-tune, or improve machine learning models or AI systems.

5. Disclaimers

5.1 AI Features

The Intelligence Hub and related tools may produce AI-generated summaries, insights, or recommendations.

You acknowledge and agree that:

  • AI outputs may be inaccurate, incomplete, or unsuitable for your intended use;
  • AI outputs are not legal, financial, tax, investment, or transaction advice;
  • You are responsible for independently verifying any information before relying on it.

5.2 Third-Party Materials

Under no circumstances will M&A Science be liable in any way for any content or materials of any third parties (including users), including, but not limited to, for any errors or omissions in any content, or for any loss or damage of any kind incurred as a result of the use of any such content. You acknowledge that M&A Science does not pre-screen content, but that M&A Science and its designees will have the right (but not the obligation) in their sole discretion to refuse or remove any content that is available via the Services. Without limiting the foregoing, M&A Science and its designees will have the right to remove any content that violates these Terms of Services or is deemed by M&A Science, in its sole discretion, to be otherwise objectionable. You agree that you must evaluate, and bear all risks associated with, the use of any content, including any reliance on the accuracy, completeness, or usefulness of such content.

The Services may provide, or third parties may provide, links or other access to other sites and resources on the Internet. M&A Science has no control over such sites and resources and M&A Science is not responsible for and does not endorse such sites and resources. You further acknowledge and agree that M&A Science will not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any content, events, goods or services available on or through any such site or resource. Any dealings you have with third parties found while using the Services are between you and the third party, and you agree that M&A Science is not liable for any loss or claim that you may have against any such third party.

6. Intellectual Property

6.1 Our IP

M&A Science owns all rights in the Services, courses, videos, events, frameworks, research tools, AI features, and related materials.

You may not copy, distribute, perform, modify, or create derivative works from our content except as expressly permitted.

6.2 No AI Training on Our Content

You may not access, scrape, copy, or use our content, courses, or materials to train, fine-tune, evaluate, or improve any AI model without prior written permission.

6.3 Individual User Content

If you submit comments, assignments, or other non-enterprise content, you grant M&A Science a limited, non-exclusive, revocable license to use such content solely to operate the Services.

6.4 Enterprise Workspace Content

Enterprise customers retain full ownership of all content uploaded into the private workspace.

We receive only a limited license to host and process such content to provide the Services.

We will not:

  • train AI models on enterprise content;
  • use it for product development;
  • share it across organizations.

We may use aggregated or de-identified usage analytics, which contain no identifiable enterprise materials.

7. Data Use & Privacy

We collect personal information, technical data, and usage analytics to operate and improve the Services. For details please see our Privacy Policy. By using the Service, you consent to our collection and use of personal data as outlined therein.

8. Mobile Services

The Services may be accessible on mobile devices. Your carrier's data rates may apply.

If you opt in to SMS communications, you consent to receiving operational or transactional text messages. You may opt out at any time. You are responsible for maintaining the security of your mobile device and any activity undertaken through your device.

9. Events

For events (virtual or in-person):

  • We may record sessions;
  • We may use event photos and video for marketing unless you opt out where legally required;
  • You must behave professionally and comply with any event-specific rules.

10. Termination

We may suspend or terminate your access for violations of these Terms or misuse of the Services.

You may terminate your account at any time.

Upon termination:

  • Individual accounts lose access immediately;
  • Enterprise customers may request deletion of workspace content;
  • Prepaid fees are nonrefundable except for any applicable pro rata refund due to our material breach.

11. Disclaimers

The Services are provided "as is" and "as available."

We disclaim all warranties, express or implied, including merchantability, fitness for a particular purpose, non-infringement, accuracy of AI outputs, and availability of courses or events.

12. Limitation of Liability

To the maximum extent permitted by law:

M&A Science is not liable for indirect, incidental, consequential, or special damages, loss of profits, loss of data, or business interruption.

Our total liability for any claim is limited to the greater of:

(a) the fees you paid to M&A Science in the six (6) months preceding the claim, or

(b) $100.

13. Indemnification

You agree to indemnify and hold M&A Science harmless from claims arising out of your misuse of the Services, violation of these Terms, or infringement of third-party rights.

14. Governing Law

These Terms are governed by the laws of the State of Illinois, without regard to conflict-of-law principles.

15. Arbitration Agreement

You agree that any dispute arising out of or relating to these Terms or the Services will be resolved through binding individual arbitration in Illinois, and not in court.

No class actions or class arbitration are permitted.

Either party may seek injunctive relief in court for misuse of intellectual property or confidential information.

16. Changes to the Terms

We may update these Terms from time to time. We will notify you of material changes, and continued use of the Services indicates acceptance.

17. Contact

M&A Science, Inc.
support@mascience.com

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